My partner and I are planning a trip to Cuba; what kind of insurance do we need?
Asked by Frankie, Kanata, ON
In 2010, Cuba mandated that travel insurance is required as a prerequisite to being allowed into the country. This means you must show proof of your travel insurance upon arrival into the country. In fact, your entry into the country depends upon your medical insurance passing their validity test. Fortunately, they have allowed Canadian Travel Insurance companies to be named as valid travel insurance providers for their purposes, but you should definitely ask for verification of this prior to purchasing coverage from any travel insurance supplier before you leave for your vacation.
In your search for good coverage and well-priced travel insurance, consider these other important considerations:
Purchase your insurance from a knowledgeable provider, preferably someone who is licensed by your provincial insurance council.
Read your policy before you go, and preferably even before you buy your insurance. Ask lots of questions and get answers that make you feel comfortable.
Answer the medical questions as honestly and accurately as possible. Bring up everything that is in your history, not just what you think might be important.
Know that there are a lot of stories out there. Don’t let information that may or may not be accurate scare you from travelling where you wish to travel in your spare time. Get the facts from the professionals!